ArcPay

USDC payments,
programmable like the internet.

Tips, subscriptions, paywalls, and pay-per-call billing on Arc Network. 2% fee. No Stripe account needed. No gas in a separate token.

Start building →Get your payment link

payment modes

protocol fee

0.5s

settlement

gas (USDC-native)

Four primitives. Infinite combinations.

💸

Tips

Accept one-time USDC tips with a message. BuyMeACoffee replacement.

📅

Subscriptions

Monthly/yearly USDC subs. Auto-prorated refunds. 2% vs Patreon 10%.

🔒

Content Paywall

Gate articles, videos, courses. Buyers pay once, access forever.

⚡

Pay-per-call API

x402-compatible. Charge per API request. Perfect for AI agents.

Built for

✍️

Newsletter

Replace Substack. Take 98% instead of 90%.

🎨

Creator

Replace Patreon/Ko-fi. Global, no Stripe account needed.

🤖

AI APIs

Charge agents per inference call. Autonomous commerce.

🎮

Indie Game

Sell in-game items with USDC. No app store cut.

🎙️

Podcast

Paywall premium episodes. Instant settlement.

💼

Freelancer

Invoice in USDC. Global clients, no banking delays.

5 lines of code.

Install the SDK. Connect a wallet. Start accepting USDC on Arc. No Stripe verification. No country restrictions. No monthly subscription.

# Scaffold a payment-ready app

$ npx create-arc-app my-app

# Or install the SDK directly

$ npm install @arcpay/sdk

# Tip a creator — one line

import { ArcPayClient } from '@arcpay/sdk'

const client = new ArcPayClient({ network: 'testnet', privateKey })

await client.tips.send({ username: 'alice', amount: '0.005', message: 'great post!' })

Why ArcPay

	ArcPay	Stripe	Patreon	PayPal
Fee	2%	2.9% + $0.30	8-12%	3.5% + $0.49
Settlement	0.5s (Arc)	2-7 days	Monthly batch	3-5 days
Country support	Global	50 countries	60 countries	200 countries
Currency	USDC (Arc)	USD	USD/EUR	USD/EUR
Setup	Email only	Full KYC + biz docs	Stripe required	Bank account
AI-agent friendly	✓	✗	✗	✗

USDC payments,programmable like the internet.